FORSTER INSURANCE COMPANIES SCHEDULE H-ACCIDENT AND HEALTH EXHIBIT PART 1-ANALYSIS OF UNDERWRITING OPERATIONS All Other ANNUAL STATEMENT FOR THE YEAR 1985 OF THE CRUM & FORSTER INSURANCE COMPANIES Include amounts reportable in Columna 2,3, and 4 of Schedule 0-Part 1 (Por lines other than current year, amounts reported herein should include loss payments made in prior years as well as loss payments made in current year.) Include amounts reportable in Columns 5,6, and 7 of Schedule O-Part 1. year, amounts reported herein should include salvage received in prior in current year.) (For lines other than current years as well as salvage received (a) The unallocated loss expense payments paid during the most recent calendar year should be distributed to the various years in which losses were incurred as follows: (1) 450 to the most recent year, (2) 58 to the next most recent year, and (3) the balance to all years, including the most recent, in proportion to the amount of loss payments paid for each year during the most recent calendar year. If the distribution in (1) or (2) produces an accumulated distribution to such year in excess of 10 of the premiums earned for such year, disregarding all distributions made under (3), such accumulated distribution should be limited to 100 of premiums earned and the balance distributed in accordance with (3). Are they so reported in this statement? ANSWER: YES The term "loss expense includes all payments for legal expenses, including attorney's and witness fees and court costs, salaries and expenses of investigators, adjustors and field men, rents, stationery, telegraph and telephone charges, postage, salaries and expenses of office employees, home office expenses and all other payments under or on account of such losses, whether the payments are allocated to specific claims or are unallocated. Are they so reported in this statement? ANSWER YES NOTE: See instructions. (و) 27 |