Never run in debt unless you see a way to get out again.

Avoid temptation, through fear you may not withstand it.

Ever live (misfortune excepted) within your income. Small and steady gains give competency with tranquility of mind.

Good company and good conversation are the sinews of virtue.

When you retire think over what you have done during the day.

Your character cannot be essentially injured except by yourself.

If anyone speaks evil of you, let your life be so that none will believe him.

If your hands cannot be usefully employed, attend to the cultivation of your mind.

GUSTAVUS F. SWIFT,

A member of the firm of Swift & Company, of Chicago.

The secret of all great undertakings is hard work and self-reliance.

No young man is rich enough to smoke twenty-five cent cigars.

No man is rich enough to waste his money in putting on style.

No man's success was ever marked by the currency that he pasted upon bill-boards.

The best a man ever did should not be his standard for the rest of his life.

The richer a man gets the more careful he should be to keep his head level.

Business, religion and pleasure of the right kind should be the only things in life for any man.

A big head and a big bank account were never found together to the credit of anyone, and never will be.

Every time a man loses his temper he loses his head, and when he loses his head he loses several chances.

The successful men of today worked mighty hard for what they have, and the men of tomorrow will have to work hard to get it away.

When a clerk tells you that he must leave the office because it is 5.30 P.M., rest assured that you will never see his name over a front door.

Given these two qualities-thrift and industry-and a residence in the United States of America, a young man has nothing else to ask for.

Next to knowing your own business, it's a mighty good thing to know as much about your neighbor's as possible, especially if he is in the same line.

PHILIP D. ARMOUR.

Good men are not cheap.

Capital can do nothing without brains to direct it. An American boy counts one, long before his time to vote.

Give the young men a chance; this is the country of the young.

We can't help the past, but we can look out for the future.

Hope is pretty poor security to go to a bank to borrow money on.

A "sit-down method" won't do a minute in this age of aggressiveness.

There is nothing else on earth so annoying as procrastination in decisions.

A man does not necessarily have to be a lawyer to have good, hard sense.

An indiscreet man usually lives to see the folly of his ways; and, if he doesn't, his children do.

A man should always be close to the situation, know what he is doing, and not take anything for granted.

There is one element that is worth its weight in gold and that is loyalty. It will cover a multitude of weak

nesses.

It is an easy matter to handle even congested controversies, where the spirit of the parties is right and honest.

The trouble with a great many men is, they don't appreciate their predicament until they get into the quicksand.

When you are striving to do that which is right, be courteous and nice in every way, but don't get “turned down."

The man who wants to marry happily should pick out a good mother and marry one of her daughters; anyone will do.

Do you suppose that, with an engine like this, I could afford to put anything into the boiler that would make the machinery run wild?

It is all right, in some cases, to bank on a man's pedigree; but, in most men, there is something a great deal deeper than this matter of genealogy.

I will always risk a man if he is in the dark and knows it, but I haven't much use for a man who is groping around in the dark and doesn't know it.

No general can fight his battles alone. He must depend upon his lieutenants, and his success depends upon his ability to select the right man for the right place.

You can help to make a merchant, but, as a rule, a merchant and a trader are born. They are like singers, you can improve them, but they must have natural talent.

I don't want anything that isn't fair and honest, and I don't want any man to do anything for me that he would not do for some one else under like circumstances and conditions.

It is well to be economical, but it is poor policy to hold the reins so tight on one's business that it prevents good results, or precludes the possibility of doing business economically.

You can't tell a good man by looking at him, nor can you tell him by his reputation; you must winter with him and summer with him, year in and year out, before you know him.

A man should always have the courage and conviction to do what is right, and what is for the interest of his

principles, no matter whether he represents a corporation or an individual.

There are many men who are much better as clerks than as interested partners. If you give them power it spoils them. Many a good man has been spoiled by taking him as a partner.

New fields are opening, all the time, and it is necessary to be very, very aggressive. If young men will confine themselves strictly to regular business, and not speculate, they will get along all right.

In making assertions which one knows are right, no matter how distasteful they may be, a man should never eulogize and qualify them, but simply go at cross-lots, and not stop to curl his mustache.