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NATIONAL STANDARDS NO-FAULT MOTOR VEHICLE

INSURANCE ACT

HEARINGS

BEFORE THE

COMMITTEE ON COMMERCE
UNITED STATES SENATE

NINETY-FOURTH CONGRESS

FIRST SESSION

ON

S. 354

TO REGULATE COMMERCE BY ESTABLISHING A NATION-
WIDE SYSTEM TO RESTORE MOTOR VEHICLE ACCIDENT
VICTIMS AND BY REQUIRING NO-FAULT MOTOR VEHICLE
INSURANCE AS A CONDITION PRECEDENT TO USING A
MOTOR VEHICLE ON PUBLIC ROADWAYS

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Russell, William G., past president, National Association of Casualty and
Surety Agents; accompanied by Stephen F. Owen, general counsel,
Counihan, Casey, and Loomis__.

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Attachments

208-251

Jung, Fred W., on behalf of the New Jersey Defense Association; accom-
panied by Bernard M. Powell, member_..

269

ww

Kremer, Edward J., chairman, federal affairs committee, National Association of Insurance Agents; accompanied by Donald W. Perin, Jr., CPCU, director of research_

MacKay, John R., president, Illinois State Bar Association; accompanied by Thomas Withers, member___

APRIL 30, 1975

Ehre, Victor T., chairman of the board and chief executive officer, Utica
Mutual Insurance Group‒‒‒‒

Howard, Wendell, executive vice president, Kentucky Farm Bureau
Mutual Insurance Co.; accompanied by E. W. Kesler, assistant executive
vice president, Kentucky Farm Bureau Federation legislative depart-
ment

Huff, William H., III, insurance commissioner, State of Iowa, and presi-
dent, National Association of Insurance Commissioners; accompanied
by Dick L. Rottman, insurance commissioner, State of Nevada, and
chairman of the executive committee; Robert Bailey, actuary and direc-
tor of the data bank; and Richard Hemmings, Legal Counsel---
Prepared statement__

Jeffers, Leroy, immediate past president, State Bar of Texas; accompanied
by Walter Beall, State Bar Association__.
Prepared statement of Mr. Jeffers.

Page

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885

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Prepared statement of Mr. Beall..

382

Questions of Senator Moss and Mr. Jeffers' answers thereto‒‒‒‒‒ Mertz, Arthur C., executive vice president, National Association of Independent Insurers__

383

317

Prepared statement..

325

Schaffer, Donald L., vice president, secretary and general counsel, Allstate Insurance Co.; accompanied by Rex Davis, assistant vice president and actuary; and Steve Groot, assistant__.

299

Skupa, Dale, Farmers Alliance Mutual Insurance Co----
Wells, Herbert R., CPCU and CLU, Farmers Insurance Group---.
Prepared statement--

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351

355

MAY 5, 1975

Coleman, Hon. William T., Jr., Secretary, Department of Transportation; accompanied by Richard Walsh, Acting Director, Office of Policy Development

Prepared statement..

Emroch, Emanuel, International Academy of Trial Lawyers; accompanied by T. Grayson Maddrea, CPA____.

Knapp, Edward, president, Memorial Society of Metropolitan Washington_ Lowman, Dr. Edward, legislative liaison, American Congress of Rehabilitation Medicine and American Academy of Physical Medicine and Rehabilitation; accompanied by Richard Verville, legislative counsel. Prepared statement_-_.

Pearce, Harold G., senior vice president, Blue Cross Association.
Questions of Senator Burkley and the answers thereto__

Ring, Leonard, and Craig Spangenburg, Association of Trial Lawyers of
America

Prepared statement__.

Questions of Senator Moss and the answers thereto---

JUNE 5, 1975

Opening statement by Senator Moss___.
Calabresi, Prof. Guido, Yale School of Law__.

Frink, Gary R., executive director, National Committee for Effective No-
Fault; accompanied by Leslie Cheek, vice president; federal affairs,
American Insurance Association; Kathleen O'Reilly, legislative counsel,
Consumer Federation of America; and John Martin, consultant, Ameri-
can Association of Retired Persons_.

Levi, Hon. Edward H., Attorney General of the United States----------
Letter of June 10, 1975--.

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