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FOUR MODELS: $85.00 AND $100.00

Elegant 40-page Catalogue for 2 cts. postage, or free at any agency.

Monarch Cycle M'f'g Co.,

Lake and Halsted Sts., Chicago, Ill.

SOUTHERN BRANCH.-44 Monroe Street, Memphis, Tenn., R. F. Bunting, Mana OTHER BRANCHES:-New York. San Francisco, Portland, Salt Lake City, Denver, Detroit.

J. H. FALL & CO., AGENTS, NASHVILLE, TENN.

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POSITIONS GUARANTEED

under certain and REASONABLE conditions. Our catalogue will explain all. Address DRAUGHON'S PRACTICAL BUSINESS COLLEGE, NASHVILLE, TENN. Bookkeeping, Shorthand, Typewriting, Penmanship, etc. FOUR WEEKS by our method of teaching bookkeeping is equal to TWELVE WEEKS by old plan. A course in the bookkeeping department of 95 per cent. of Business Colleges is not more than a preparatory course, compared with that found in our school.

We have MORE, LATER, and STRONGER indorsements from bankers, merchants and practical bookkeepers in Nashville and throughout the South than any other Business College has. OPEN TO BOTH SEXES.

We are confident that we spend MORE MONEY in the interest of our Employment Department than half the Business Colleges in the South take in as tuition.

Nashville is THE Educational Center of the South. This alone will add much strength to your Diploma. Good board and lodging $10 per

month.

No trouble to answer questions. Write us.

GOOD P SITIONS.

A Strong Indorsement From a Few of the Former Students of
Draughon's Practical Business College Who Have Re-
cently Been Placed in Good Positions by Him With
Nashville Firms-Read What They Say-This
Shows the Standing of Prof. Draughon's
College Where it is Known Best.

We, the undersigned former students in Draughon's Practical Business College, Nashville, Tennessee, state that we have very recently been placed in good positions by Professor Draughon-that those positions were secured for us within a few days after the course at the college was completed, and, as to some of us, a few days before the course was completed. We unhesitatingly, but conscientiously, state that we believe that Professor Draughon has better facilities for placing his students in positions than any other business college; that he utilizes those facilities, and by this vigilance-untiring and unceasing efforts-in their behalf, has far greater success in placing his scholars in good positions than any other business college. Having been students in his college, and thus having been able to see and to know much of the facilities and efforts of Professor Draughon, we speak advisedly.

We are aware of the fact that there are other business colleges that are condemning Professor Draughon for his bold and positive statements that he has greater facilities than they have for securing situations for his students; but we regard those condemnations as "SOUR GRAPES," and we believe that a careful and unbiased investigation of the facts will convince anyone of the truth of Professor Draughon's statements. In spite of those denunciations, however, Professor Draughon pursues the even tenor of his way; and while his adversaries are losing time in raising their "cry," he is at his business-his post of duty-constantly enlarging and improving his course of instructions, and looking up situations for his worthy graduates. We found the course practical, and as thorough as we thought that it could be

READ THIS:

$200 OFFERED FREE.

OFFICE FIRST NATIONAL BANK, NASHVILLE, TENN., April 6, 1895. PROF. J. F. DRAUGHON, PRESIDENT DRAUGHON'S PRACTICAL BUSINESS COLLEGE, NASHVILLE, TENN.:

DEAR SIR:-The time for which you deposited $100 three months ago to-day as a forfeit under your proposition to give $100 to any charitable institution in Nashville, and $100 to any Business College South of the Ohio river, if you could not show more written applications for Bookkeepers and Stenographers during the PAST FIVE MONTHS than any other Business College south of the Ohio river could show in the PAST FIVE YEARS has this day expired, and, no demand having been made, the same is now held subject to your check. Respectfully, W. F. BANG, Cashier.

N. B.-A certificate of deposit for the above was published in the daily papers of Nashville, the Cincinnati Enquirer, the Atlanta Constitution and thirty thousand circulars, giving the colleges three months' time to accept.-Nashville Daily American, April 7, 1895.

made, but it seems that Professor Draughon is ever making improvements.

If any of his students do not like the course, it is because they do not love hard work. The course has no charms for the indolent or inert, but to the student of pluck and energy, coupled with ambition and determination, it is valuable.

[Signed] L. G. MCNABB (of North Carolina), Bookkeeper for D. Levy, Wholesale and Retail Dealer in Tobacco and Cigars, Nashville. WILLIAM BOYD (of Nashville), Bookkeeper for Royal Building and Loan Company, Nashville.

WILLIAM HOLBROOK (of Texas), Bookkeeper for Hunt Bros., Wholesale Produce, Nashville.

J. E. SWAN (of Knoxville). Assistant Bookkeeper for J. H. Wilkes & Co.. Wholesale Grain, Nashville.

G. F. BURNER (of West Virginia), Stenographer for the Nashville Chemical Company, Nashville.

MISS MYRA SELFRIDGE (of Texas), Stenographer for Equitable Life Insurance Company. Nashville.

MISS JULIA JACOBS (of Nashville), Cashier and Assistant Bookkeeper for Queen Shoe House, Nashville.

MISS WILLIE LEFTWICH (of Nashville), with A. A. Redford, Books and Stationary, Nashville.

MISS LIZZIE CLEMMONS (of Nashville), Stenographer for DuBois & Webb, Electropoise, Nashville.

MISS HATTIE BRASHER (of Kentucky), Stenographer for Nicholson Hotel, Nashville.

MISS MARY MORAN (of Nashville). Cashier and Assistant Bookkeeper for Lebeck Bros. (The above is one of the largest retail dry goods houses in the South.

MISS MARY BRUCE (of Tennessee), Stenographer for Lellyett & Barr, Lawyers, Nashville.

MISS CLAUDIE BESS (of Nashville), Stenographer for C. V. LeCrow, Manager E. Life Insurance Company, Nashville.

MISS DAISY WATSON (of Nashville), Stenographer for Drs. Dake & Dake, Nashville.

NOTE.-Only three of the above students took our guarantee course. Thus you see we put students in positions who do not take our guarantee course as well as those who take it. So do not fail to enter because you cannot take the double course.

HOME STUDY.

This college has prepared books for "Home Study," bookkeeping, penmanship and shorthand.

When you write explain your wants. Address

J. F. DRAUGHON, Pres.,
Nashville. Tenn.

BELMONT COLLEGE, NASHVILLE.

Regent, Rev. R. A. Young, D.D. Principals, Miss Hood, Miss Heron.

TENN.

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"THE IDEAL COLLEGE HOME OF THE SOUTH."

BEAUTIFUL FOR SITUATION."

Suburban and city life combined. Electric cars to door. Attractions of the Park induces to outdoor exercise. Students enjoy free range among flowers and shrubbery. Magnificent conservatories. Unsurpassed health record

SUPERIOR EDUCATIONAL ADVANTAGES.

Eight schools in the hands of skilled specialists. Diplomas conferred by schools. Select patronage, elevating and ennobling influences. Music, Art and Elocution in hands of Masters. Comparatively limited number. GENERAL CULTURE.

Lecture courses studiously selected. Best lectures, concerts, etc., in city, liberally patronized. Students of School of Science have Working Laboratory and make practical investigation of public works in study of their principles. Free access to city libraries. Visits to works of Art. Annual American or European trips for those desiring them.

STRICTLY NON-SECTARIAN,

Students attend church of choice in city. Ministers of different denominations visit and instruct students of their charge. Carefully conducted Bible instruction.

Send for handsomely illustrated blue and bronze catalogue to MISS HERON at College.

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SOUTHERN LIFE ASSOCIATION,
UNION CITY, TENN.

President, J. HUGH MCDOWELL,

BOARD OF DIRECTORS:

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Secretary, R. GARTH.

W. H. GARDNER, Union City, Tenn.
HON. F. M. MCCREE, Union City, Tenn.
W. C. McCAMPBELL, Union City, Tenn.
DON SINGLETARY, Clinton, Ky,
HON. HENRY FLOWERS, Kenton, Tenn
CAPT. J. W. HOWELL, Kenton, Tenn.

HON. H. W. HICKMAN, Jefferson City, Mo.

HON. J. W. DOLLISON, Little Rock Ark., Legal Adviser.
HON. SEID WADDELL, Union City, Tenn.

The biennial report of the Secretary, R. Garth, made to E. B. Craig, Insurance Commissioner for Tennessee, July 31, 1894, shows total assets of $49.929.76, with total liabilities of $11,045.90, leaving a surplus of $38,883.86, and an actual safety fund of $35,899.49, or more than four times its liabilities. The report shows that on December 31, 1893, there were twentysix claims, aggregating 18,806.20, while this last report shows only one unpaid claim of $1,300. Policies in force December 31, 900, aggregating $2,100,000. In the written report is the extraordinary statement that no claims have been compromised or resisted.

Agents throughout the South wanted. Write
A. A. SELDEN, Director of Agencies.

R. GARTH, Secretary
UNION CITY, TENN.

NASHVILLE COLLEGE FOR YOUNG LADIES.

Three Buildings. Rooms for 200 boarders. Forty Officers, Teachers and Lecturers. Session begins September 2, 1895. Privileges in the Vanderbilt University. Eminent Lecturers every season.

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Our Art Department is in the finest studio of the city, beautifully lighted, and amply supplied with models. Pupils enjoy from time to time advantages for seeing and studying best art works, such as can be found only in a progressive and wide-awake city.

For Scientific Studies our classes have the privilege of attending the lectures of Vanderbilt Professors in the Laboratories of Chemistry, of Physics, and of Natural History, giving access to the splendid resources of the leading institution of the South.

Our Gymnasium is fully equipped for its work. Every species of apparatus requisite for full development of the bodily organs is here provided for our flourishing classes. Both the Sargent and the Swedish Gymnastics taught.

SEND FOR CATALOGUE.

108 Vauxhall Place.

YOUR SCHOOL.

Our Literary Schedule embraces a scheme of education extending over a period of four years, and a mode of training which is in advance of competition.

A Kindergarten is in connection with the College: also training class for teachers and mothers who desire to learn Froebel's principles of child-culture.

The Best Elocutionary Training under the care of Prof. Merrill, of Vanderbilt University, who enjoys a national reputation. Teachers desiring instruction are invited to try this course.

Practical Education is provided for pupils who desire to learn Dress
cutting and fitting. Stenography, Typewriting and Bookkeeping.
Magnificent New Building 108x68 feet, facing on Broad and on Vaux-
hall streets, five stories, grand rotunda, fine elevator,steam heat,
ample parlors. This completes and crowns the work.

An Unparalelled Growth from obscurity to nationai fame, from fifty
pupils to begin with to over 4,000 from half the Union.
REV. GEO. W. F. PRICE, D.D., Pres.,
Nashville, Tenn.

MISS V. O. WARDLAW, A.M.,

PRESIDENT,

SOULE COLLEGE.

MURFREESBORO, TENN.

[Veterans remember the great Stone's River Battle.]

Location healthful, accessible. Courses of study what you wish, Classical, Scientific,
Aesthetical, Practical and Hygienic. Board and tuition from $87.50 to
$117.50 per half year.

Let us write you all about it; or read our catalogue and CRIMSON AND GOLD; or better
still, come in for a talk between ourselves.

EAST MISSISSIPPI

COLLEGE,

LOCATED IN MERIDIAN, MISS.

A SCHOOL FOR HIGHER EDUCATION OF YOUNG LADIES.
Fire-proof Brick Buildings, Delightful Surroundings; a pleasant Winter home, free from
Blizzards; mean temperature. 38 degrees. All branches of College work done. Twenty-sixth
session begins September 11, 1895. Apply to

REV. T. B. HOLLOMAN, A.M., Pres., Meridian, Miss.

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