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ABSTRACT OF REPORTS MADE TO CONTROLLER OF THE CURRENCY AS TO THE CONDITION OF THE (3,610) NATIONAL BANKS, JULY 23, 1897:

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Loans and discounts.....$1,966,891,500 75||Capital.stock paid in.......

Overdrafts

U. S. bonds to secure circulation

10,662,210 20] Surplus fund.. 228,439,400 00

$632,153,042 00 246,403,782 15

Undivided profits, less
expenses and taxes paid
National bank notes out-

83,863,440 17

196,590,790 00

U. S. bonds to secure U.
S. deposits

U. S. bonds on hand.
Premiums on U. S. bonds]
Stocks, securities, etc....
Building, furniture, etc..
Other real estate, etc...
Due from National banks]
Due from State banks

and bankers.

Due from reserve agents.
Checks and other cash

items

Exchanges for Clearing

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60,381 50 388,117,906 89

208,876,900 43 1,800,659 07 1,770,480,563 13 12,922,506 63

3,468,352 66

house

Bills of other Nat. banks. ]

89,457,189 73
20,606.097 00

5,450,428 38

Bills payable

9,625,115 06

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981.780 73 240,922,601 61 126,511,020 00 46,085,000 00

Liabilities other than
above stated

3,594,185 87

10,003,629 39
1,819,922 93

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$3,563,408,053 94

RESOURCES AND LIABILITIES OF STATE BANKS, LOAN AND TRUST COMPANIES, SAVINGS AND PRIVATE BANKS, 1896-'97.

Classification.

Resources.

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Loans on real estate.
Loans on other c'lat'l)
Loans, all others....
Overdrafts

U. S. bonds.
State, etc., bonds.

$50,077,294 $63,643,137] $822,012,228 $8,652,6261 $944,385, 285

92.694,108 236,044,125| 527,202,154 145,942,463)

48,413,410]

9.527,8001 196,082,0481 30,721,869]

3.86,679,443

899,948,531

206,032

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7,410,742

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205,000, 19S

466,137,050)

533,469|

477,727,702

R. R. bonds and st'ks|

525,812

8,706,430

121,864,076

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Bank stocks..

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42,193,627

Other st'ks, b'ds, etc. [

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391,824,080

Due from other banks

and bankers...

Real estate, furniture] and fixtures..

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Current expenses, etc.

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635,213

404,917

3,918,333

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$1,138,185,402 $843,713,745 $2.198,824,474|$77,953,444|$4,258,877,065

18,204,744) 71,022,139

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$1,138,185,402 $843,713,745 $2,198,824,4741 $77,953,444184,258,677,065

GOLD, ETC., HELD BY NATIONAL AND OTHER BANKS, JULY 23, 1897:

Classification.

National banks (3,610).

$119,467,606

All other banks (5,847).

$48,666,406

944,823

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$228,677,088|$106,968, 253

77,408,570|

159,954,756| 68.825,967

24,950,454 20,199,300

716,025

723,640,795

99.146) 566,922,205

64,587,726

9,676,735

$380,090,778

311,221,907

71,215,083

27,641

842,812

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Totals

VARIOUS MONEYS

There are ten different kinds of money in circulation in the United States, namely: Gold coins, standard silver doliars, subsidiary silver, gold certificates, silver certificates, Treasury notes issued under the Act of July 14, 1890; United States notes (also called greenbacks and legal tenders), National bank notes, and nickel and bronze coins. These forms of money are all available as circulation.

Gold coin is legal tender at its nominal or face value for all debts, public and private, when not below the standard weight and limit of tolerance prescribed by law; and when below such standard of tolerance it is legal tender in proportion to its weight.

OF

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National bank notes are not legal tender, but both classes of certificates are receivable for all public dues, while National bank notes are receivable for all public dues except duties on imports, and may be paid out by the Government for all salaries and other debts and demands owing by the United States to individuals, corporations and associations within the United States, except interest on the public debt, and in redemption of the National currency. All National banks are required by law to receive the notes of other National banks at par.

was

The minor coins of nickel and copper are legal tender to the extent of 25 cents. The coinage of legal-tender gold authorized by the first coinage act, passed by Congress April 2, 1792. The gold unit of value is the dollar, which contains 25.8 grains of standard gold 900 fine. The amount of fine gold in the dollar is 23.22 grains, and the remainder of the weight is an alloy of copper. The total coinage of gold by the mints of the United States from 1792 to June 30, 1897, was $1,886. 338,958, of which it is estimated that $671,676,250 is still in existence as coin in the United States, while the remainder has been exported or consumed in arts.

the

The silver unit is the dollar, which contains 4121⁄2 grains of standard silver 900 fine. The amount of fine silver in the dollar is 371% grains, and there are 411⁄4 grains of copper alloy. The standard silver dollar was first authorized by the Act of April 2, 1792. The coinage of the standard silver dollar was discontinued by the Act of February 12, 1873, and it was restored by the Act of February 28, 1878. The total amount coined from 1792 to 1873 was $8,031,238, and the amount coined from 1878 to June 30, 1897, was $451,993.742. The coinage ratio between gold and silver under the Act of 1792 was 15 to 1. but by the Act of 1837 it was changed to 15.988 to 1 (commonly called 16 to 1).

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Centiare (square metre).... Are

Hectare (10,000 sq. met.)...

1076.429934 2,471 acres

OCEAN MAIL SERVICE.

An act of the Congress of 1890-91 provides that vessels employed in the mail service under the provisions of the act shall be American built steamships, owned and officered by American citizens, in conformity with the existing laws, and upon each departure from the United States the following proportion of the crew shall be citizens of the United States, to wit: During the first two years of such contract for carrying the mails, one-fourth thereof; during the next three succeeding years, cne-third thereof, and during the remain ing time of the continuance of such con tract at least one-half thereof; and sa.d vessels must be constructed after the latest and most approved types, with all the modern improvements and appliances for ocean steamers. Said vessels shall take. as cadets or apprentices, one Americanborn boy under twenty-one years of age, for each 1.000 tons gross register, and one for each majority fraction thereof. who shall be educated in the duties of seamanship, rank as petty officers, and receive such pay for their services as may be reasonable.

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6,857

42.491

62,266

1,058,910
45,761

New-Hampshire. 141.885 183,858 214,460 244,022 269,328 184,139 211,149 245,562 277,426 320,823

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61,547

93,516

91,874

119,565

376,530
1,444,933
153,593

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5,997,853

581,295

753,410
937,903 1,519,647

869,039

992,622

1,070,361

1,399,750

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1,980,329

2,339,511

2,665,260

3,198,062

3,672,316

61,834

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ORIGIN, DATE OF SETTLEMENT, INDEBTEDNESS, ETC., OF STATES AND

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3Time of!
admission.

Census, 4Indebted

Alabama.

French..

1713

Dec. 14, 1819..

Cotton

127,901 |

1890.
1,513,017

nese.

Alaska Territory.

2July 27, 1868.

38,000

Arizona Territory

Spanish..

1590

Feb. 24, 1863..

9,658

59,620

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Arkansas.

California....

Colorado....

1 Connecticut.

1Delaware.

District of Columbia.

Florida.....

1Georgia.

French..

1685

June 15, 1836.

Bear

52,240

1,128,179

10.828,809

Spanish.

1769 Sept. 9, 1850..

French.

1540

March 3, 1875.

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Idaho...

Emigrants.

Illinois.

French.

Indian Territory.

Spanish.

1832

March 3, 1845. Jan. 2, 1788.. 1842 July 3, 1890.. 1720 Dec. 3, 1818.. June 30, 1884..

March 3, 1791.

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15,569,459

150,000

412,198

8,411,027

237,946

746,258

23,703,478

59,096

168,493

2,919,084

14,093

230,392

19,781,050

58 680

391,422

82,548

1,837,353

Gem of the M't's.

84,385

84,385

Sucker and Pr'rie 1

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Indiana.

French.

1730

Dec. 11, 1816..

Hoosier

63,805

2,192,404

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81,920

1,911,896

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107,206

1,427,096

40,629,022

Em. from Virginia..

1775

Feb. 4. 1791..

Bluegrass

73,677

1,858,635

19 432,885

French.

1699

April 8, 1812..

Creole

76,536

1,118,587

33.335.497

English.

1630

March 3, 1820.

Pine Tree.

298,269

English..

1634

April 28, 1788.

Monumental

319,728

661,086 1,043,390

English Puritans.

1620 Feb. 6. 1788..

Bay

378.787

2 238,943

French.

1670

Jan. 26, 1837..

Wo'rine and Lake

212,267

2,093,889

15,600,777

42,175,408
81,550.027
16.941,928

New-England Em.

1819

May 11, 1858..

North Star...

172,023

1,301,826

26,050,929

French...

1716

Dec. 10, 1817..

Eagle

75,512

1,289,600

6,001,347

Missouri..

French.....

1755

March 2, 1821..

Puke

...

66.586

2,679,184

51,557,568

Montar.a.

Em. from South.

1852

Feb. 22, 1889..

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Stubtoe
Antelope
Silver

Granite

131,769

132,159

2,918,893

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Dutch and Danes..

1627

Dec. 18, 1787..

Blue

184,139

1.444.933

49,333,589

New-Mexico Territory. 1New-York..............

Spanish.

1582

Sept. 9, 1850..

Vermin

153,593

2,831,538

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July 26, 1788..

Empire

340,120

5,997,853

201,763.217

| 1585 | Nov. 21, 1789..

Old North..

393,751

1,617,947

11,117,445

1859

1768

Feb. 22. 1889.. 2 April 30, 1802.

Flickertail

182,425

182,719

3,842,790

Buckeye

45,365

3,672,316

71,065,386

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May 2, 1890..
Feb. 14, 1859..
Dec. 12, 1787..

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2,479,860 71,041,675

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