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TABLE 13.-RESULT OF THE INJURIES: PER CENT OF PERSONS KILLED OR INJURED

WHO WERE COMPENSATED FOR THE FIRST TIME IN 1896 AND 1904, BY RESULT OF INJURY AND BY INDUSTRY GROUPS-Continued.

PRIVATE RAILWAYS (association 56).

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TABLE 13.-RESULT OF THE INJURIES: PER CENT OF PERSONS KILLED OR INJURED WHO WERE COMPENSATED FOR THE FIRST TIME IN 1896 AND 1904, BY RESULT OF INJURY AND BY INDUSTRY GROUPS-Continued.

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TABLE 13.-RESULT OF THE INJURIES: PER CENT OF PERSONS KILLED OR INJURED

WHO WERE COMPENSATED FOR THE FIRST TIME IN 1896 AND 1904, BY RESULT OF
INJURY AND BY INDUSTRY GROUPS—Concluded.

ENGINEERING, EXCAVATING, ETC." (association 64).

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DURATION OF DISABILITY AND LOSS OF EARNING POWER.

Under the German system compensation for accidents is paid in the form of annuities or pensions which continue during disability; the injured person must, however, undergo reexamination at intervals during the receipt of his pension and the amount of his annuity or pension is revised according to the decision of a board as to the earning power of the pensioner at the time of these examinations. If the condition of the workman becomes worse—that is, if his earning power decreases with the lapse of time as the result of his injury-he becomes entitled to a higher pension; if, on the other hand, his condition improves-if his earning power increases with the lapse of time—the employer's association is entitled to ask for a reduction of the pension. The experience under this plan of revising pensions throws much light both on the duration of the disability and on the effect of industrial accidents in reducing the earning power of the workmen and incidentally brings out the advantages of the annuity or pension system of compensation payments. Table 14 shows, first, the proportion of pensioners who drop out after the first, the second, the third, and the fourth year of receipt of pension; second, the proportion of pensioners who are still on the roll in about the fifth

year from the time the pension was granted, classified by their degree of earning power; third, the proportion of pensioners who died during 5 years as a result of the injury.

Taking the first section of the table, giving the total for the industrial accident associations (not including institutes), it is seen that of the persons receiving compensation for the first time in 1904, there were 22.59 per cent who ceased to draw pensions after one year because of regaining their entire earning capacity; after the second year, 33.59 per cent of those then on the roll entirely recovered; after the third year 39.97 per cent of those then on the roll entirely recovered; after the fourth year 44.37 per cent of those then on the roll entirely recovered, and about 5 years afterwards 47.57 per cent of the persons granted compensation in 1904 were still receiving pensions; in other words, after 5 years, about one-half of the injured persons had entirely recovered their earning capacity, while during this period 8.06 per cent had died as the result of the accident. The experience of the agricultural accident associations shows that a somewhat greater proportion had entirely recovered their earning capacity and a smaller proportion died as the result of the accidents.

The first subdivision of the table, giving the total for the industrial accident associations (not including institutes), is also of interest in showing that there has been an increase in the proportion of those who entirely recover their earning capacity after the first year of the receipt of pension; thus of the 1896 pensioners there were 20.82 per cent who entirely recovered their earning capacity after one year, while of the 1907 pensioners there were 25.83 per cent who entirely recovered their earning capacity in one year. This also holds true for each of the other columns; thus those who had entirely recovered their earning capacity after 4 years of receipt of pensions granted in 1896 was 35.09 per cent, while of the pensions granted in 1904 there were 44.37 per cent who had entirely recovered after about 4 years of receipt of pension. This fact is brought out most clearly by the column giving the total number of persons still in receipt of pensions in about the fifth year after the date of granting compensation; of the 1896 pensioners 53.89 per cent were still on the pension roll in the fifth year. This proportion tended to rise for the pensioners of 1897, 1898, 1899, and 1900, but after that there was a steady and sharp decrease in this ratio, and of the 1904 pensioners the proportion who were still on the pension roll in the fifth year was 47.57 per cent. Another interesting feature is the reduction in the proportion of those who had suffered the higher degrees of loss of earning power; thus in the fifth year after 1896 those injured persons who had received pensions for about 5 years and had suffered a loss of earning power from 75 to 100 per cent, formed 2.50 per cent of the persons granted pensions in 1896. In the years following this the percentage in the same column shows, with the exception of one year, a steady tendency to decrease, and of the persons in receipt of pensions granted in 1904 only 1.87 per cent belong to the group which had sustained a loss of earning power from 75 to 100 per cent. The rate in the column showing the proportion of those who had died as a result of the injury within approximately 5 years after the receipt of pension also shows a marked tendency to decrease; thus of the persons granted pensions in 1896 there were 11.02 per cent who died, while of the persons granted pensions in 1904 there were 8.06 per cent who died after having received pensions for about 5 years. It may be said, therefore, that a marked improvement has taken place in the restoration of the earning power of the injured workers and that there has been a similar decrease in the proportion of those who died as the result of the injury.

In the subdivisions of the table showing the same data for the various industries, this seems to be the usual experience, though in some of the industries, especially those in which the number of injured persons is less than 1,000, variations from this rule are found. In some instances the decrease in the industry group is quite marked; in the case of the inland navigation group 32.40 per cent of the pensioners put on the roll in 1896 died within the following 5 years, while of those pensioned in 1904 this proportion had been reduced to 22.35 per cent; marine navigation shows a similar decrease from 28.97 per cent

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