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agent agreed agreement air mail alphabetic amount application bank Bank of America bias tape bill of lading bonds budget buyer Calif called carrier cash cent certificate of deposit charge Coinsurance common carrier complimentary close consignee contract cost delivered delivery deposit depositor dial dividends dollar draft drawer employee expenses express firm folder freight guide cards ILLUS indorsement interest investment invoice keep LESSON letter liability loan Los Angeles loss ment merchandise merchant money order month necessary package paid paper parcel post party passenger payable payment person post office postal profit promissory note purchase railroad receipt received salesperson savings secure seller selling price shipment shipper SOUTH PASADENA statement stub surnames telegraph telephone thrift ticket usually writing written